Consumer finance on Flow
Private policy, guardian control, and wallet-first execution for family finance.
Auth funnel
Family finance on Flow, with direct actions and bounded autopilot.
Calma keeps guardians and teens in a consumer-first flow. Flow moves value, Zama applies private policy, and Lit with Vincent keep delegated execution inside the line.
Flow execution
Direct action stays consumer-first.
Private policy
Zama keeps the rule hidden.
Bounded autopilot
Lit and Vincent keep delegation narrow.
Current route
LiveRole selection
Guardian or teen context is set before anything moves.
OTP request
Phone verification opens the controlled onboarding lane.
Session bootstrap
Executor, policy, and proof wiring load in the background.
Safety layers
Zama FHE policy
Encrypted rules decide whether the action fits the family policy.
Vincent guardrails
Delegated flows stay visible, narrow, and revocable.
Lit execution boundary
Immutable signing keeps the delegated executor inside bounds.
Working surfaces
The interface splits cleanly by audience and task.
Each surface keeps the same trust model, but the screen adapts to the job instead of repeating the same layout everywhere.
Start the onboarding funnel
Phone OTP, role routing, session bootstrap, and proof capture in one controlled flow.
Enter the teen workspace
Savings, subscriptions, chat, and passport progress inside a calmer day-to-day shell.
Open the control room
Rules, approvals, auditability, and layered execution safety without losing clarity.